RATES & INSURANCE
Transparent pricing. No surprises.
Seeking therapy is an investment in yourself and your relationships, and I believe in being transparent about that investment from the start. This page explains my session fees and the different ways you can pay, including using out-of-network insurance benefits when available.
At AtReef, I truly believe in being transparent. I am open about the cost of our therapy sessions. You can also check out my No Surprises Act page as well.
Session Fees
What you can expect to invest.
FREE CONSULTATION
FREE
30 minutes · No intake paperwork
A real conversation with Ehsan. No forms, no sales pitch. You'll describe what brings you here, ask any questions you have, and both decide whether this is the right fit. This is how every client relationship at AtReef begins.
COUPLES THERAPY
$350
60-minute · Private pay only
Insurance is not billed for couples therapy — this is standard across the field, as most plans do not cover it. A superbill is provided after every session, which you can submit to your insurance provider for potential out-of-network reimbursement. Many clients recover a meaningful portion of session costs this way.
INDIVIDUAL THERAPY
$300
60-minute · Insurance may apply
Select insurance plans are accepted with limited availability — please confirm your coverage during the free consultation. A superbill is always provided regardless of how the session is paid, giving you the option to seek out-of-network reimbursement from your insurer.
Why Mentaya is perfect if you:
I've partnered with Mentaya, a service that streamlines getting reimbursed for your therapy sessions through out-of-network benefits.
Have out-of-network benefits
Feel overwhelmed by superbills and insurance
Have submitted superbills but failed to get any reimbursement
Simply want to skip the hassle of paperwork!
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Schedule a session
Upload your insurance information
As your provider I will send you an invitation for Mentaya
Sign up for Mentaya
Our practice will enter your sessions into the platform.
Mentaya submits the claim and handles any insurance follow-up.
You get reimbursed by insurance!
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Mentaya guarantees claims are successfully submitted or a full refund of their fees. They charge a 5% fee per claim, which includes handling any required paperwork, dealing with denials, and calling insurance companies.
Next Steps For Out-of-network options for therapy.
Mentaya Makes Getting Care Easy and Simple
I have partnered with Mentaya to help clients use their out-of-network benefits to save money on therapy. Use this tool below to see if you qualify for reimbursement for my services.
If you are considering starting therapy and want clarity on fees or insurance options, you are welcome to reach out. If you plan to use out-of-network benefits, verifying first (via Mentaya once added) can make the process much easier.
Frequently Asked Questions
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For individual therapy, I accept most major commercial insurance plans, depending on my availability for insurance-based slots.
If I am not in-network with your plan, you can still choose to work with me using one of the out-of-pocket options below, and you may be able to seek reimbursement through out-of-network benefits if your plan includes them.
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For couples therapy, I do not bill insurance directly.
Many insurance plans don’t cover couples therapy the way people expect. Insurance typically covers therapy when it’s medically necessary to treat an identified patient’s mental health diagnosis. Because couples work often focuses on the relationship itself, it is commonly not covered under standard insurance billing. Some plans may reimburse certain sessions when couples therapy is billed as family psychotherapy tied to one partner’s diagnosis, and coverage varies by plan.
“My insurance company says they covers, so I’m good, right?”
I suggest you read this:
CPT code 90847, is a Procedure code for family therapy. It does not permit marriage counseling. Read more about procedure codes and diagnostic codes below.
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If your plan includes out-of-network mental health coverage (often found in many PPO plans), you may be able to receive reimbursement for a portion of your session fees.
Here’s what that can look like in real life:
You pay the session fee upfront.
Your insurance plan may reimburse you after the claim is processed.
Reimbursement amounts vary based on your plan’s deductible, coinsurance, and out-of-network coverage rules.
If you want to use out-of-network benefits, I can provide documentation that supports reimbursement (often called a “superbill”) when appropriate.
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I know insurance can be confusing and time-consuming. To make it easier, I use Mentaya, a tool that helps clients verify benefits and understand potential out-of-network reimbursement.
What Mentaya helps with
Eligibility check: See whether your plan may reimburse out-of-network therapy
Cost clarity: Get an estimate of what you might pay after reimbursement
Less paperwork: A simpler process than calling your insurance and navigating forms
Button text suggestion: “Check My Out-of-Network Benefits”
If you prefer not to use an online tool, you can also call your insurance company and ask about your out-of-network outpatient mental health benefits for telehealth.
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I may accept eligible insurance plans for individual therapy, depending on my current caseload and availability. If you want to use insurance, the fastest approach is to verify benefits using partnered platforms such as Alma, Mentaya, or Headway once a session has been scheduled and insurance information has been added. You can also at any time contact me directly to confirm current openings.
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If you are paying out-of-pocket and you do not have insurance, or you are not using insurance, you have the right to receive a Good Faith Estimate of expected charges for your care. I’m happy to provide this upon request.
The No Surprises Act was designed to protect consumers from receiving unexpected medical bills.
Under Section 2799B-6 of the Public Health Service Act, healthcare providers and healthcare facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal healthcare program or not seeking to file a claim with their plan or coverageboth orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your healthcare provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill of at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises
Please note that I do NOT provide emergency/crisis counseling. If this is a mental health emergency, please call 911. For free and confidential support 24/7, you can call 512-472-4357 (crisis hotline), or for a Suicide Prevention Lifeline, call 1-800-273-8255. For a Crisis Text Line, text HOME to 741741. You can also visit my Get Help page to find immediate support.
Contact Me
AtReef Therapy PLLC
Attn: Dr. Ehsan Adib Shabahang
68 Harrison Ave, Ste 605 PMB 866561
Boston, MA 02111-1929, USA
Phone: +1 (617) 906-6767
General email: info@atreef.com
HIPAA secure email: ehsan@therapysecure.com
Website: https://www.atreef.com