Please stay away from them. here is Embrace Pet Insurance Review; they look for any possible loophole NOT pay any of your claims. I took my dog into an emergency room because she was having a bad time and Vomiting with diarrhea. The vets said he was dehydrated, and he is in need of some testing. I submitted the claim for him what ended up about $1,400. It was to take him in, and they denied his claim. Embrace claimed that this was a pre-existing condition with him, but he never had any problem, and they had all of his records. Also, they made me wait for about 15 days. This is just not right, especially that I had been paying them for almost two years about, $60 a month. I had to take my dog back in to be checked two weeks ago because he had eaten just a palm tree seed and was poisoned. This current issue was an issue with his pancreas. NOT a pre-existing condition with him. And they told me that the Vomiting, diarrhea are "a pre-existing case," then there is literally not any reason to have insurance with them since EVERYTHING that can affect your dogs gives them SYMPTOMS such as Vomiting, diarrhea, and lethargy. Worms, cancer, poisoning,....etc. This is why I am making this embrace pet insurance reviews. All can give dogs the same exact symptoms. Just because they all have the same symptoms, that does not mean they have the same underlying problem. So it does not matter when it was as long as your dog has just a small note in his file than that is it. Just save yourself some time and start saving your money or maybe start an investment account and put your money there. That is just way smarter, and you don't have to hope that you are covered unless you are getting the insurance just as he is born, and he sees his or her doctor for the first time and is determined that there is absolutely nothing wrong with him or her. Got a question just contact me. Embrace pet insurance reviews I would love to give them zero star. << Yelp Review This pet insurance obviously changed their policy since 2 years ago. They do not pay any claims by always asking for more additional information and then some more information, to postpone paying for any visits after my $500 deductible. I am a Patient Advocate and never had such harassment from insurance companies for humans. In my opinion: Embrace Pet Insurance are NOT Shelter Pet FRIENDLY.